Deposit Rates

Effective July 11, 2008


***** GREAT RATE - SPECIAL *****

9 Month Certificate of Deposit
Interest Rate = 3.54% APY = 3.60%
APY = Annual Percentage Yield

TIERED MONEY MARKET ACCOUNT
minimum deposit $1,500
Tier Rate APY
$2,500 - $9,999 1.98 2.00
$10,000 - $49,999 2.22 2.25
$50,000 - $499,999 2.47 2.50
$500,000 - $999,999 2.96 3.00
$1,000,000 + 2.96 3.00
 
CERTIFICATES OF DEPOSIT
minimum deposit $5,000
Term Rate APY
3 Month 2.47 2.50
6 Month 2.96 3.00
12 Month 3.25 3.30
minimum deposit $25,000
Term Rate APY
3 Month 2.71 2.75
6 Month 3.05 3.10
12 Month 3.34 3.40
minimum deposit $50,000
Term Rate APY
3 Month 2.96 3.00
6 Month 3.25 3.30
12 Month 3.44 3.50
 
SAVINGS ACCOUNT
minimum deposit $100
Rate APY  
1.00 1.00  
 
INTEREST CHECKING
minimum deposit $100
Rate APY  
1.00 1.00
 
INDIVIDUAL RETIREMENT ACCOUNT
minimum deposit $500
Term Rate APY
3 Month 2.47 2.50
6 Month 2.71 2.75
12 Month 3.34 3.40

Call us at 888.500.BANK or visit any of our branches to receive additional information on deposit rates and account service or to obtain information on account terms and conditions or disclosures.

Interest is compounded daily on certificates of deposit.
The APY calculated assumes interest remains on deposit until maturity.
An early withdrawal penalty may be imposed if funds are withdrawn prior to maturity.
Interest is compunded daily on all money market, savings and interest checking accounts. Interest checking is only available to individuals and sole proprietors.
Refer to account disclosures for additional terms and conditions.



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